I’ve fallen off somebody else’s horse I was riding and injured myself, can I claim compensation?
A: Proving Negligence
If there is a contractual relationship between you and the owner (e.g. you are a loaner, sharer or exerciser of the horse) then you may be eligible to claim compensation. However, if the owner is simply a friend; your chances of claiming are much slimmer.
The Animals Act 1971
Was the fall caused by yourself or was it due to a vice of the horse? If it was down to your in-experience or something you did then it would be difficult to satisfy the criteria in the Act. If it was caused by a vice the horse is known to have and the owner did not make you aware of this then you may be eligible to claim compensation
Potential for Compensation
It is also necessary to establish if the horse owner or registered keeper of the horse has the financial means to meet a monetary claim against them. This is often funded by insurance they already have. If they do not have insurance it might not be worth pursuing.
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May I take this opportunity to thank you very much for your assistance in this matter and for your professionalism at the way you handled this claim.
Mrs P G | Lincoln
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